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It’s time to get back on the horse—you can’t postpone your future forever!!! I’ve a confession to make; I actually thought in my innocence, that Covid 19 would be a temporary inconvenience that I’d have to endure before my life and work returned to normality. That “temporary inconvenience” meant that I did not need to [...]

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“It's not the strongest or the most intelligent who will survive but those who can manage change”                                                                              [...]

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“When is this all going to end and in the interim, what should I be doing with my investments” Our surreal existence of living with lock down and coming to grips with a new societal norm is a challenge and a worry. Some days we are positive and optimistic and we are up for the [...]

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Following the Government announcement on Friday evening 27th March 2020  we are all working remotely. We are here to assist you in giving you whatever guidance and reassurance you may need. Please do not hesitate to contact us for whatever reason. Stay safe and well.      You can contact us on any of the [...]

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We are living through some extraordinary times. The Covid 19 virus is unprecedented and has caused huge uncertainty. It’s natural if you are feeling anxious about the effects of coronavirus on yourselves, your family and your finances. We take this opportunity to offer you our support and understanding in these worrying times. Clearly markets have [...]

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There are no free lunches when it comes to funding for College Education!!! My personal story Our twins Liam & Niall were born over 19 years ago and what a special day that was. New life is great. How the intervening years have flown by!! This month they commenced Third level College here in Galway [...]

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How do I plan for retirement and why should I save for retirement? Planning for your retirement is a different challenge than funding your retirement.  The former may involve a fundamental reappraisal of how you live your life and spend your free time whilst the latter is very much connected to financial planning and tax [...]

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Great morning last Friday in the Harbour Hotel at UBFit’s inaugural Breakfast Forum in association with City Life Galway.  A full room of motivated individuals were treated to an inspirational presentation from our own Pat O’Dwyer and Daithí O’Connor of Revive Active. The theme of the morning’s presentation was “Your Health is your Wealth and [...]

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As we look forward to next week’s greatest National Hunt Racing Festival in the world my mind wanders back to the last time I ‘walked’ the hallowed ground that is Prestbury Park. It was 2006 and a Grey 5-year-old gelding, Sky’s the Limit (11/1) ridden by Barry Geraghty won the Coral Cup by 4 lengths [...]

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I am often asked what I do for a living.  When I mention the fact that I am a Financial Planner, a curious glazed look falls upon the enquirer and they fall silent.  Some brave souls will ask you exactly “what does that mean, what exactly do you do?” but others just nod or might [...]

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